CRS UK

Buying a car should be an exciting milestone, a symbol of freedom and progress. But for many drivers across the UK, that dream has turned into disappointment. Hidden fees , unclear terms, and inflated interest rates have left thousands questioning the fairness of their finance agreements. So much so, that the Financial Conduct Authority (FCA) has launched a major investigation into the way car finance has been sold. At the centre of this issue is mis-sold car finance , where customers were not given the full picture before signing. If you financed your car through a dealer or broker and something doesn’t feel right, you may have grounds for a claim. Let’s break down the 7 most common warning signs that your finance agreement may have been mis-sold. 1. Hidden Dealer Commissions One of the biggest red flags is when dealers earn secret commissions without telling you. In many cases, the higher your interest rate, the more money the dealer made. The problem? Most drivers were never...

  If you’ve ever wondered whether the car finance deal you signed was really fair, you’re not alone. Over the years, many UK drivers have discovered they were paying more than necessary because of hidden commissions or unclear terms. The good news? You may be able to get money back in 2025. And you don’t have to do it alone, Consumer Rights Solicitors (CRS) are already helping thousands of drivers claim compensation for mis-sold car finance. What Is a Motor Finance Claim? A motor finance compensation claim is simply a way to get redress if your agreement was unfair. Common issues include: Hidden or undisclosed dealer commissions Being pressured into a deal without affordability checks Misleading or confusing terms In 2024, the UK Court of Appeal confirmed that undisclosed commissions are unlawful. This ruling means many consumers are entitled to claim. Who Can Claim? You may qualify if you: Took out a PCP or HP agreement between April 2007 and October 2024 Bought the car for pers...