CRS UK

  When you trust a financial adviser, you’re not simply handing over your money, you’re handing over your future, your retirement plans, and your long-term sense of security. That makes it even more painful when the advice you received turns out to be unsuitable, expensive, or downright misleading. If you’ve ever sat and wondered why your St James Place (SJP) investments aren’t performing as promised, or why your fees seem to eat away at your returns, you’re far from alone. Thousands of UK consumers have raised the alarm about poor advice, hidden charges, and products that simply didn’t match their financial needs or risk levels. And in many cases, those consumers have been eligible to claim compensation. In this guide, we’ll break down what St James Place compensation involves, who qualifies, what you could reclaim, and how to take action if you believe you were given poor financial advice. Why St James Place (SJP) Has Come Under Scrutiny St James Place is one of the UK’s la...

Getting a letter saying your PPI complaint was rejected is crushing, especially after you did the hard work of applying. But a “no” in the past doesn’t always mean the story is over. Thanks to a legal development known as the Plevin ruling, many people whose PPI complaints were closed or turned down can still pursue Plevin PPI Claims in 2025. Here’s a simple guide to what changed, why a rejected claim might not be final, and the steps you can take now. Why so many PPI claims were rejected first time round When banks and lenders reviewed PPI complaints before the big 2019 deadline, they mostly asked one question: was the product mis-sold? That meant they checked whether you were pressured into buying PPI, told it was compulsory, or sold a policy that was unsuitable for you. Crucially, many of those early reviews did not look at how much commission the lender or broker received on the policy, and whether that commission was disclosed to you. That gap is where the Plevin decision m...

  Getting a car on finance is supposed to make life easier, a way to spread the cost of a vehicle you need. But for thousands of UK drivers, that dream deal has turned into financial frustration. Hidden commissions, inflated interest rates, and unfair contracts have left many people paying far more than they should. The good news? The law might be on your side. If your car finance deal was mis-sold or you were charged unfairly, you could be entitled to a refund, even if you finished paying years ago. Let’s break down what’s really happening, what your rights are, and how Consumer Rights Solicitors (CRS) can help you take action. Why So Many Car Finance Deals Were Mis-Sold In recent years, the Financial Conduct Authority (FCA) has been digging into how car finance has been sold across the UK. What they’ve found is shocking, thousands of consumers were overcharged without being told why. At the heart of this problem are discretionary commission arrangements,  a system tha...